On a Single $100M Project, Phoenix Capital Generates $45.3M More Profit Than Traditional Financing
Keep 55-80% equity instead of 10-20%. Deploy 10% capital instead of 35%.
Let us handle the complexity
Traditional:
35% capital required → 10-20% equity
Phoenix:
10% capital required → 65% equity
Result:
$69M more equity on a $100M project
We Handle All the Complexity
Fixed 5.5% rate, 30-year term, no personal guarantees, no prepayment penalties, no balloons. You focus on building. We handle the rest.
Capital Required
You Only Need 10% Down
Traditional financing requires 35% capital upfront. Phoenix? Just 10%. That frees up $25M of your capital for contingencies or other deals.
Equity Ownership
You Keep 65% Equity
Traditional financing leaves you with 10-20% after dilution. Phoenix lets you retain 65%. When your project doubles in value, you capture most of that upside.
Complexity Handled
We Handle All the Complexity
Fixed 5.5% rate, 30-year term, no personal guarantees, no prepayment penalties, no balloons. You focus on building. We handle the rest.
| Factor | Traditional | Phoenix | Your Benefit | How Phoenix Works For You |
|---|---|---|---|---|
| Initial Capital Required | 35% Down Payment | 10% Capital Commitment | Frees up $250M to deploy elsewhere | You only need to put in 10% instead of 35%—that’s $25M you can keep for contingencies or other deals. |
| Construction Coverage | You manage, seek other funding | Up to 7 years, interest-only on drawn funds | No scrambling for bridge loans | We cover construction for up to 7 years. You focus on building, not fundraising. |
| Interest Rate | Variable, market-dependent | 5.5% Fixed, 20–30 years | Predictable budgeting for a decade | 5.5% fixed for 20-30 years. That’s locked-in stability in today’s market. |
| Debt Service During Construction | Begins immediately | Begins after stabilization | Preserves cash when you need it most | You don’t service debt until the project makes money. That’s partnership. |
| Your Equity at Stabilization | 10-20% after capital raises | 65% | You own the asset that makes money | You keep 65% equity. When your project doubles in value, you capture most of that upside. |
| Admin Burden | You handle complexity | Phoenix handles it | Your team focuses on execution | We handle the financing complexity. Your job is to build an amazing project. |
Our Capital Programs
Each program is designed with clear timelines, eligibility requirements, and compliance protections.
Select a program to learn more.
How Phoenix Scales Your Portfolio
Single $100M Project
- Project Cost: $100M
- Year 10 Value: $244.4M
- Traditional Profit: $31.6M
- Phoenix Profit: $76.9M
- Difference: + $45.3M
Three Parallel Deals
$300M Portfolio
- Traditional: 3 deals possible with $100M capital (35% each)
- Phoenix: 10 deals possible with same $100M capital (10% each)
- Result: 7 additional deals funded
How Freed Capital Creates Generational Wealth
- Traditional: 3 deals @ $35M each, owning 20% equity = $300M in project value, $60M in developer equity
- Phoenix: 10 deals @ $10M each, owning 65% equity = $1B+ in project value, $650M+ in developer equity”
That $250M difference isn’t a financial metric—it’s generational wealth creation.
Our 5-Point Project Assessment
Project Location
- “Is it in a prime, high-growth area?”
- Why: Strong locations = strong returns
- Your Job: Validate the market opportunity
Funding Amount
- “Is the requested funding sufficient?”
- Why: Incomplete projects = dead money
- Your Job: Confirm construction budget is realistic
Project Type
- “Commercial, residential, or mixed-use?”
- Why: We know how to value these
- Your Job: Speak to why this asset class works
Collateral
- “Commercial, residential, or mixed-use?”
- Why: We know how to value these
- Your Job: Speak to why this asset class works
Projected NOI
- “Will the project cover debt 3 years post-stabilization?”
- Why: Sustainability = long-term profit
- Your Job: Show how the numbers work
What We Don’t Ask For
We evaluate your project, not your balance sheet. That’s partnership.
Personal guarantees
Prepayment penalties
Balloon payments
Dilution of your equity through capital raises
